Effective Date: March 13, 2025

WG Budgeting ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your information when you visit www.wgbudgeting.com (the "Website") and purchase our digital products.

1. Information We Collect

We may collect the following types of personal and non-personal information:

a. Information You Provide Voluntarily

- When you purchase a product, we collect your name, email address, billing information, and payment details.

- When you sign up for our newsletter or mailing list, we collect your name and email address.

- If you contact us for support, we may collect additional information related to your inquiry.

b. Information Collected Automatically

When you visit our Website, we may automatically collect:

- IP address, browser type, and device information to enhance user experience.

- Cookies and tracking technologies to analyze website performance and personalize content.

2. How We Use Your Information

We use your information to:
- Process transactions and deliver digital products.

- Provide customer support and respond to inquiries.
- Send newsletters, special offers, and financial tips (you can opt-out anytime).
- Improve our website, marketing, and customer experience.
- Prevent fraudulent transactions and ensure website security.

3. How We Protect Your Information

We implement security measures to safeguard your personal data, including:
- Secure payment processing (we do not store your payment details).
- SSL encryption to protect sensitive information.
- Limited access to personal data by authorized personnel only.

However, no online transaction is 100% secure, and while we strive to protect your information, we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell, trade, or rent your personal information. However, we may share data in the following cases:

Service Providers – We use third-party services (e.g., PayPal, Stripe, email marketing platforms) to process transactions and send emails.
Legal Compliance – If required by law, we may disclose personal information to comply with legal requests or protect our rights.

Business Transfers – If our business is sold or merged, your information may be transferred to the new owner.

5. Cookies & Tracking Technologies

We use cookies to enhance your experience, including:
Essential Cookies – Necessary for site functionality.
Analytics Cookies – Help us understand how users interact with our site.
Marketing Cookies – Used for advertising and email personalization.

You can disable cookies in your browser settings, but this may affect website functionality.

6. Your Rights & Choices

Opt-Out of Emails – You can unsubscribe from marketing emails anytime using the "Unsubscribe" link.
Access & Update Information – Contact us to update or delete your personal data.
Request Data Deletion – You may request that we delete your information, except where required for legal reasons.

7. Third-Party Links & Services

Our Website may contain links to third-party sites. We do not control or take responsibility for their privacy practices. We encourage you to read their policies before sharing your information.

8. Children's Privacy

This Website is not intended for children under 13, and we do not knowingly collect data from minors. If you believe we have received information from a child, please contact us for removal.

9. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted here with a revised "Effective Date." Please review this page regularly for updates.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:

📧 Email: monica@wgbudgeting.com
🌐 Website: www.wgbudgeting.com

By using this Website, you consent to this Privacy Policy. If you do not agree with any part of this policy, please do not use our services.

Last Updated: March 13, 2025